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BudgetingTool launch

Ask an assistant where your money went last month

Added October 21, 2026

Link your card and bank transactions to an AI assistant and ask plain questions, like how much you spent on groceries last month, to find where spending can be trimmed.

What happened

On September 28, 2026, 9to5Google reported that the Gemini app was adding Google Wallet as a Connected App. Once it is turned on, Gemini can use transaction data from financial accounts you have linked to Google Wallet through services like Plaid to summarize spending, answer questions such as how much you spent on groceries last month, offer budgeting tips, and summarize rewards and offers on your saved cards. Google's description says it cannot make payments or change or delete linked accounts. The integration is U.S. only, for personal Google accounts, and was rolling out gradually. These features are Google's own description; we have not seen independent tests of how accurate the summaries are.

Our verdict

Useful if you already keep cards in Google Wallet and want quick answers about your spending without building a spreadsheet. A one-time look at a statement in any chatbot works too, without linking accounts.

Tools

Gemini app with the Google Wallet Connected App (U.S., gradual rollout); without linking accounts, any chatbot can review a downloaded statement with account numbers removed

Prompt to copy

Fill in your details to complete the prompt. Nothing you type leaves this page.

Using my transactions from [month], 1) total my spending by category and list the five largest categories, 2) list recurring charges and when each one renews, 3) flag charges that look duplicated or unfamiliar, and 4) suggest three specific places I could spend less next month, with the amount each could save. Show which transactions each number comes from, and say if any category might be wrong because of refunds or transfers.
Before you try it: Linking accounts gives the assistant your transaction history, so read what it stores and how to turn the connection off. Check its totals against your statement: refunds, transfers and split purchases are easy to miscategorize. If you paste a statement into a chatbot instead, remove account numbers and other personal details first.

Sources

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